Do you want to apply for Best Credit Cards? Credit cards are very important for the life of modern society because nowadays almost all transaction activity is done with the help of credit card and online. The reason someone to have a credit card is to buy stuff, buy a new house, pay bills, pay for hotel tickets, flights etc.
Do you already have a credit card? Or would you like to apply for a credit card application but are confused about choosing which credit card is right for you? It is true that many banks are competing to publish various types of credit cards, each of which is accompanied by various attractive offers such as free of annual fees, low interest rates, gold or platinum cards, etc.
For those of you bad credit you have to think about the annual fee, because it is not cheap? While you are bad credit? For those of you who have good credit and everyday transactions using cards, then we would advise to choose the best credit card in that class!
Tips on choosing Best Credit Cards
1. Consider the Annual Fee
If you want to apply for a credit card, then you should consider the additional fee. This is one of the important factors to consider in choosing the right credit card for you are the fees charged such as annual fee, interest, administration fees, etc.
2. Discount offered by credit card issuing bank
One of the factors that can be your consideration when choosing the right credit card is a discount offer.For those of you who like to shop, look for credit cards that provide many discount offers, which is usually the result of cooperation of credit card issuing bank with a number of sellers or merchants
3. 24 hour service
When you apply Best Credit Cards please look at the 24 hour services . customer service is also one of the factors that need to be taken into account when choosing a credit card. As a credit card user, you definitely want to get a good and complete service from the publisher, and include transaction services and 24-hour complaints with friendly staff.
5. Wide network
Credit cards with a wide network suitable for categories of people who travel abroad often. If you fall into this category, then you should choose a credit card that has a wide network that is accepted worldwide, especially in the countries you frequent.
6. Consider Bank Credibility Publisher
One other thing to consider in choosing a credit card is the background of the credit card issuing bank. If the bank has good credibility and reputation, then you as a credit card holder from the bank will feel more secure and comfortable while the advantage in using credit cards was also greater.
7. Consider Reward and Other Additional Facilities
A number of credit card issuers offer rewards or rewards to their customers, either in the form of goods, shopping discounts, points, or more. If you are eyeing the various rewards offered by a particular credit card, then the credit card is right for you.
In addition, other things you need to consider are additional facilities like worldwide ATM access, travel insurance, credit card bill payment insurance.
8. Customize according to your Needs
So, with the many credit cards that promise a variety of interesting offers and benefits, of course you must be wise and smart in selecting and choosing and not just be consumed by ads or lucrative promos from the publisher
Best Credit Cards of 2018: Reviews, Rewards and Offers
Discover it® Card
INTRO OFFER for first year
You can get for a first year cash back reward with your control!
This is automatically match ALL the cash back you’ve earned at the end of your first year.2 And There is no signing up and no limit to how much we’ll match.
You will EARN cash back
Enjoy your Earn 5% for cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases
Redeem your cash back in any amount, any time:3
Pay with your rewards instantly at Amazon.com checkout.
Get Gift Cards and eCertificates loaded with extra spending power.
Redeem any amount for cash at any time3 as a statement credit or electronic deposit to your bank account
Donate your rewards to charity.
All with no annual fee.
0% Intro APR† for 14 months on purchases and balance transfers. Then 11.99% to 23.99% Standard Variable Purchase APR applies.
3% fee for each balance transfer.
EARN 5% CASH BACK on up to $1,500 in combined purchases in bonus categories each quarter you activate.
Enjoy new 5% categories each quarter.
EARN 1% UNLIMITED CASH BACK on all other purchases* — it’s automatic. Cash Back rewards do not expire as long as your account is open!* And there is no minimum to redeem for cash back.
EARN A $150 BONUS after you spend $500 on purchases in your first 3 months from account opening.*
EARN A $25 BONUS after you add your first authorized user and make your first purchase within this same 3 month period.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
LOW INTRO APR
0% Intro APR for 15 months from account opening on purchases. After the intro period, a variable APR of 15.99% – 24.74%.†
0% Intro APR for 15 months from account opening on balance transfers. After the intro period, a variable APR of 15.99% – 24.74%.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.
Citi Simplicity® Card
Get our lowest Intro APR for 21 months on purchases and balance transfers…
0% INTRO APR* FOR 21
MONTHS, ON PURCHASES AND BALANCE TRANSFERS
Account protection at the ready
Feel more confident with $0 liability on unauthorized charges, identity theft protection, and Fraud Early Warning.
24/7 personal service
Speak to someone, not something, anytime you call.
Flexible payment due date
Choose any available due date in the beginning, middle, or end of a month. apply now
Discover it® Card
You EARN cash back
Earn 5% cash back in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.
We MATCH it all your first year
Only Discover automatically matches all the cash back you earn dollar for dollar at the end of your first year.2
All with no annual fee.
0% Intro APR† for 6 months on purchases and for 18 months on balance transfers. Then 11.99% to 23.99% Standard Variable Purchase APR applies. Get now!
CHASE SAPPHIRE PREFERRED® APART
2X POINTS on travel and dining at restaurants both in the U.S. and abroad, plus 1 point per $1 spent on all other purchases.*
checkmark25% MORE VALUE when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.*
50,000 BONUS POINTS after you spend $4,000 on purchases in the first 3 months from account opening.*
5,000 BONUS POINTS after you add the first authorized user and make a purchase in the first 3 months from account opening.* Get now!
Secured MasterCard From Capital One
Required Security Deposit
$49, $99 or $200 refundable deposit based on your creditworthiness
Initial Credit Line
Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.
Access a Higher Credit Line
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
24.99% variable APR.
CreditWise® from Capital One®
Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise. It’s free and available to anyone, even if you’re not a Capital One cardholder.
Those Best Credit Cards may you should take according to your needs. Do not choose the wrong card…